Bodily injury comes into play if you are at fault for an accident and pay the bills of other people involved in the accident.
Personal injuryprotection is available in no-fault insurance states and covers your expenses no matter who is at fault in the accident. Bodily injury is a narrower term than personal injury and can involve physical injury suffered by another person or in an accident. Personal Injury Protection (PIP) insurance coverage includes payment of injury-related medical and rehabilitation expenses, loss of income, and funeral and burial expenses.
All Illinois drivers must have collision insurance with minimal financial coverage for bodily injuries that the impact of a car accident can cause. You can also file a personal injury lawsuit against a nursing home if your loved one has been abused or neglected, or if you suffer harm due to a defective product. The basis for compensation in a personal injury case considers all quantifiable damages after the accident occurs. A personal injury claim will include all expenses arising from your injuries that you would file with your personal injury insurance company.
Personal injuries are commonly mentioned in civil court lawsuits and cover all costs incurred as a result of an accident or wrongful death. In these types of cases, the plaintiff is the injured person, while the defendant is the party against whom the lawsuit is brought. You deserve to have an attorney on your side after an accident that causes you bodily or personal injury. You can work with a personal injury lawyer to protect your rights and negotiate on your behalf throughout the insurance adjustment process before or after the claim is made.
In a personal injury case, you, the plaintiff, must prove that the other party, the defendant, acted negligently. Personal injury claims relate to bodily and other injuries sustained in a wide range of accidents or incidents. It is required in states with no-fault laws, where drivers must file minor injury claims with their own PIP insurance rather than with the at-fault driver's bodily injury liability coverage. According to the National Conference of State Legislatures, nearly 180,000 people die each year from unintentional injuries and injuries related to violence injuries.
Having seen the other side of personal injury lawsuits, I know how insurance companies think, law & evaluates claims.