How will personal injury claim affect my insurance?

Personal injury claims will only affect your premiums when you were at fault. If your insurer has paid a personal injury claim in the past year or so, you should compare prices to see how much your rates could change. Use our online rate comparison tool and request quotes that take into account your claim.

Personal injury

However, property damage is not included in a personal injury claim. The amount of the settlement also depends on your degree of fault. Therefore, if you were partially responsible for causing the accident, your compensation will most likely be reduced by the percentage of your own negligence. Unlike a personal injury lawyer, a calculator will not consider all of the unique circumstances and factors associated with your injury to estimate the value of your claim accurately.

However, the amount of money you receive for your personal injury claim is reduced by your at-fault percentage for your injury. Other factors may affect this, but in general, an insurance company should not increase rates due to a personal injury lawsuit, at least in the state of Georgia. Before taking any action regarding your personal injury claim, get an honest evaluation of your case from a trusted injury victim lawyer. That's why it's best to schedule a consultation with a knowledgeable, detail-oriented Atlanta personal injury lawyer.

Another common insurance tactic is to use a delay in medical care to claim that your injuries are invented or not caused by the accident. You may be told that you can't afford to hire a personal injury lawyer, or that the lawyer will keep most of the money you receive for a personal injury lawsuit. Before discussing insurance tricks and tactics, it's helpful to review what constitutes a personal injury claim. In most cases, online personal injury settlement calculators aren't 100%, or even 70% accurate.

Car insurance premiums increased 56% with an accident causing property damage, while rates only increased 47% in an accident with a bodily injury lawsuit. The amount of a personal injury settlement is much greater than the sum of your medical expenses, property damage, and lost wages. Don't sign anything or talk to an insurance adjuster, agent, or investigator until you talk to a personal injury lawyer. Contact or call (85) 550-2900 to schedule an appointment with a personal injury lawyer in Lexington, KY.

However, such methods cannot determine the claimant's damages accurately, so attorneys take a more personalized approach when calculating personal injury claims to ensure that the client receives the full compensation to which they are entitled. Online settlement calculators could give you a rough estimate of how much your personal injury claim is worth.