A personal injury lawsuit begins with filing a set of documents with the court and serving those documents to the defendant. You can file a personal injury lawsuit when you are injured in a car accident. In almost every state, drivers must have a certain amount of personal liability insurance that pays for injuries to others in the accidents they cause. Exact coverage requirements vary from state to state, but each liability policy will include a dollar limit on how much the insurance company will pay per person injured and per accident.
Usually, you will file a claim with your personal injury protection (PIP) coverage to get compensation for your injuries. As you've probably heard, the vast majority of personal injury cases settle before trial, and many are resolved before a civil lawsuit is even filed. Injuries sustained by other drivers in accidents for which you are responsible will be covered by your personal injury liability insurance, while your own injuries may be covered by PIP or MedPay. While your injury lawyer conducts an investigation and establishes insurance claims, you should focus on recovering from injuries sustained as a result of the accident.
Each personal injury claim is different based on the specific facts and circumstances surrounding each incident. If you hired a personal injury lawyer, your lawyer will handle all communications with the insurance company. For more information, see WalletHub's guides on personal injury liability insurance and personal injury protection. At the end of your initial consultation, your injury lawyer should provide you with an evaluation of your personal injury claims and advise you on the best way to proceed based on your specific needs.
You can still sue the at-fault driver for bodily injury in a no-fault state, but only if your injuries are serious or if you have incurred a substantial financial loss. Your Stokes Stemle, LLC injury lawyer will immediately notify you when a settlement offer is received and discuss with you the different options you have based on their knowledge and experience handling thousands of other personal injury lawsuits. If you're still being treated for your injuries, it's too early to know how much your injury claim is worth. In most attorney-client agreements in personal injury cases, the lawyer works on a contingent basis, which means that the client pays nothing unless there is a settlement or court ruling in favor of the client.
Your Montgomery personal injury lawyer should immediately begin a full investigation into the facts and circumstances of your personal injury lawsuit. From a car accident to a slip and fall (just two examples), personal injury law covers a wide range of incidents. While most personal injury claims can be successfully negotiated, sometimes a lawsuit must be filed when insurance companies don't appreciate the full value of the injuries you've received. Before starting the process, you should have a basic understanding of how to negotiate a personal injury settlement.